Village Savings and Loan Associations Schemes: Contributions to Peace




Mukando scheme, peace, village savings and loan associations, Zimbabwe


This study is an appreciation of the contributions of the Village Savings and Loan Associations scheme to peace between its members and the community. It seeks to demonstrate, by means of specific examples of existing groups of the village savings and associations (Mukando) scheme in ward 8 of the Seke district, Mashonaland East province, Zimbabwe, that although the scheme helps to fight poverty and financial vulnerability among the poor people, it promotes peace as well. The study revealed that the key elements, namely social capital, friendships, social relationships, coexistence and tolerance, on which the scheme is anchored, are major factors that contribute to peace. It also emerged that the creation of the scheme increases the capacities of its members to access supportive networks, befriend each other and coexist in a tolerant way, thus, helping to foster factors that promote peace between members within the community. Therefore, reproducing the Mukando scheme could imply building more stable households and communities.


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Author Biography

Norman Chivasa, University of KwaZulu-Natal

Norman Chivasa holds a PhD and Masters in Conflict Resolution and Peace Studies from the University of KwaZulu-Natal, Durban, South Africa. He is a Post-Doctoral Research Fellow at the University of KwaZulu-Natal in the College of Law and Management Studies. Dr Chivasa is interested in community-based peacebuilding initiatives, informal infrastructures for peace and development. He has facilitated the creation of a ward-level peace committee and five village peace committees in ward 8 of Seke district, Mashonaland east province, Zimbabwe.




How to Cite

Chivasa, Norman. 2018. “Village Savings and Loan Associations Schemes: Contributions to Peace”. Southern African Journal of Social Work and Social Development 30 (2):20 pages.



Received 2017-05-18
Accepted 2018-03-10
Published 2018-08-23